RBL Bank Q3 | Net profit at ₹214 crore, asset quality improves

RBL Bank Ltd.reported its earnings for the third quarter on Saturday, January 17.

Its net profit of ₹214 crore was lower than Street estimates of ₹265 crore. In the third quarter last year, its net profit had come in at ₹33 crore.

The lender's net interest income of ₹1,657.2 crore was higher than the CNBC-TV18 poll's ₹1,640 crore. It was also 4.5% more than the previous year's ₹1,585 crore.

RBL Bank's net non-performing assets (NPA) declined to ₹567 crore in the December quarter from ₹572.4 crore in the previous quarter, with its net NPA margin contracting to 0.55% from 0.57% sequentially.

Meanwhile, the lender's gross NPA too declined to ₹1,961.5 crore from ₹2,377.6 crore in the previous quarter. Its gross NPA margin contracted to 1.88% from 2.32% sequentially.

In its quarterly business update, RBL Bank had stated that its total deposits stood at ₹1.19 lakh crore as of December 31, 2025, up 12% from the previous year's ₹1.06 lakh crore. It was up 3% sequentially from ₹1.16 lakh crore.

The lender's gross advances increased 13% to ₹1.04 lakh crore from ₹92,631 crore in the previous year, and it was up 2% sequentially from ₹1.02 lakh crore.

Shares of RBL Bank ended the previous session 4% up at ₹324.5 apiece. The stock has gained 109.2% in the past year.

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