Aavas Financiers Q4 profit rises 18% to ₹182 crore, loan growth stays steady

Aavas Financiers reported a steady performance in the March quarter, with net profit rising 18.2% year-on-year to ₹182 crore. Net interest income (NII) grew 18.8% to ₹441.2 crore, supported by healthy margin expansion and improved operating momentum.

Assets under management (AUM) increased 15% YoY to ₹235 billion as of March 31, 2026, while net interest margin (NIM) expanded 44 basis points sequentially to 8.45% in Q4FY26.

Disbursements came in strong at ₹23.5 billion, up 16% YoY and 36% QoQ, reflecting improved traction across key markets. The company also added 31 branches during the quarter, taking its total network to 435, according to its exchange filing.

Commenting on the performance, CEO Manu Singh said FY26 marked a year of milestones, including a change in promoter with CVC Capital Partners, expansion into new geographies, and the balance sheet crossing ₹200 billion. He added that Aavas continues to focus on “prudent, quality-led growth” with strong underwriting and tech-enabled collections helping preserve asset quality.

Singh also highlighted that lifetime disbursements have crossed ₹400 billion, serving over 4 lakh customers, while recent fundraises and improved credit outlook reflect growing investor confidence.

Shares of Aavas Financiers ended higher on Tuesday, May 5, by 4.81% at ₹1,448.00 on the NSE.

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