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Punjab National Bank (PNB) reported steady growth across key balance sheet parameters for the quarter ended December 31, 2025, according to provisional business figures disclosed to the exchanges on Friday.
The lender’s global business rose 3.80% quarter-on-quarter and 9.57% year-on-year to ₹28.92 lakh crore, reflecting continued momentum across both domestic and overseas operations. Domestic business increased 3.11% sequentially and 9.09% annually to ₹27.65 lakh crore.
On the liabilities side, global deposits grew 2.68% quarter-on-quarter and 8.54% year-on-year to ₹16.60 lakh crore, while domestic deposits rose 2.14% sequentially and 8.32% on-year to ₹15.97 lakh crore. The steady deposit accretion highlights stable funding conditions despite a competitive interest rate environment.
Loan growth remained comparatively stronger. Global advances climbed 5.36% quarter-on-quarter and 10.98% year-on-year to ₹12.32 lakh crore, while domestic advances increased 4.47% sequentially and 10.15% annually to ₹11.68 lakh crore.
Also Read: Marico sees Q3 revenue growth in high twenties, profit growth to be double-digit
The faster pace of credit growth relative to deposits led to a rise in the bank’s global credit-deposit ratio to 74.21%, from 72.33% in the September quarter. The bank noted that all figures are provisional and subject to review by its statutory central auditors.
Ahead of the announcement, shares of Punjab National Bank traded 1.40% higher at ₹125.68 on the NSE.
The lender’s global business rose 3.80% quarter-on-quarter and 9.57% year-on-year to ₹28.92 lakh crore, reflecting continued momentum across both domestic and overseas operations. Domestic business increased 3.11% sequentially and 9.09% annually to ₹27.65 lakh crore.
On the liabilities side, global deposits grew 2.68% quarter-on-quarter and 8.54% year-on-year to ₹16.60 lakh crore, while domestic deposits rose 2.14% sequentially and 8.32% on-year to ₹15.97 lakh crore. The steady deposit accretion highlights stable funding conditions despite a competitive interest rate environment.
Loan growth remained comparatively stronger. Global advances climbed 5.36% quarter-on-quarter and 10.98% year-on-year to ₹12.32 lakh crore, while domestic advances increased 4.47% sequentially and 10.15% annually to ₹11.68 lakh crore.
Also Read: Marico sees Q3 revenue growth in high twenties, profit growth to be double-digit
The faster pace of credit growth relative to deposits led to a rise in the bank’s global credit-deposit ratio to 74.21%, from 72.33% in the September quarter. The bank noted that all figures are provisional and subject to review by its statutory central auditors.
Ahead of the announcement, shares of Punjab National Bank traded 1.40% higher at ₹125.68 on the NSE.
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