IDFC FIRST Bank's loans grow 21%, deposits rise 18% in Q1; CASA ratio improves

IDFC FIRST Bank on Friday, July 3, reported a 20.6% year-on-year increase in loans and advances and a 17.7% growth in deposits for the quarter ended June 30, 2026, according to its provisional business update.

The bank's loans and advances stood at ₹3,05,488 crore as of June 30, compared with ₹2,53,233 crore a year earlier and ₹2,90,278 crore at the end of March, reflecting a 5.2% sequential increase.

Total deposits rose to ₹3,11,874 crore from ₹2,64,971 crore a year ago and ₹2,94,475 crore in the preceding quarter, registering a 17.7% year-on-year and 5.9% quarter-on-quarter growth.

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CASA deposits increased 24.7% year-on-year to ₹1,58,563 crore and were up 8.1% sequentially from ₹1,46,650 crore. The CASA ratio improved to 50.8% as of June 30 from 49.8% at the end of March and 48.0% a year earlier.

The credit-deposit ratio stood at 95.5% at the end of the June quarter, compared with 96.4% three months earlier and 93.4% in the year-ago period.

The bank said its asset quality continued to improve compared with prior periods. It added that the figures for the June quarter are provisional and subject to audit by its statutory auditors.

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Shares of the company were trading 1.28% up on Friday at ₹80.54. The stock has declined about 6% so far this year.