IndusInd Bank Q3 Update: Advances slide 13% YoY, CASA ratio falls to 30.3%

IndusInd Bank on Monday released its provisional business update for the December quarter, showing moderation across key balance-sheet metrics.

Net advances stood at ₹3.18 lakh crore as of December 31,

2025, marking a decline of 13.1% year-on-year and 2.2% sequentially.

Net deposits came in at ₹3.94 lakh crore, down 3.8% from a year earlier, though up 1.1% on a quarter-on-quarter basis.

The bank’s CASA ratio slipped to 30.3% in the December quarter, compared with 34.9% a year ago and 30.7% at the end of September, indicating pressure on low-cost deposit mobilisation.

Retail deposits and deposits from small business customers aggregated ₹1.85 lakh crore during the quarter.

Also Read:L&T Finance Q3 retail disbursements up 49% YoY, loan book jumps 20%

The lender said the numbers are subject to limited review by its statutory auditors. Shares of IndusInd Bank ended marginally lower at ₹897.85 on the NSE ahead of the announcement.