Chase Bank to Close on Columbus Day, Affecting Customers Nationwide

What's Happening?

Chase Bank will be closed on October 13, 2025, in observance of the Columbus Day holiday, which is also recognized as Indigenous Peoples’ Day in some communities. This closure is part of a broader trend where most banks observe federal holidays by shutting down operations. Customers who need to conduct in-person banking transactions are advised to plan accordingly, as Chase is also closed on Sundays. However, Chase ATMs and online banking services will remain operational, allowing customers to perform basic transactions. It is important to note that any transactions made on Columbus Day may not be processed until the following business day. For those requiring in-person services on the holiday, TD Bank will be open and available to assist customers.

Why It's Important?

The closure of Chase Bank on Columbus Day highlights the impact of federal holidays on banking operations and customer access to financial services. This affects a significant number of customers who rely on in-person banking for transactions that cannot be completed online or at ATMs. The closure underscores the importance of planning ahead for financial needs around federal holidays. Additionally, it reflects the ongoing debate and recognition of Columbus Day as Indigenous Peoples’ Day in various communities, which may influence future holiday observances and business operations. Customers who are unprepared for the closure may face inconveniences, while those who adapt to online and ATM services may find the transition smoother.

What's Next?

Customers are encouraged to complete necessary banking transactions before the holiday or utilize Chase’s digital services during the closure. The bank’s decision to close on Columbus Day may prompt discussions about the observance of federal holidays and their impact on business operations. As more communities recognize Indigenous Peoples’ Day, there could be shifts in how businesses, including banks, approach holiday closures. Customers may also increasingly turn to banks like TD Bank, which remain open on such holidays, potentially influencing competitive dynamics in the banking sector.