What's Happening?
Ant International has introduced EPOS360, a comprehensive merchant platform designed to integrate point-of-sale systems, payment processing, banking services, and lending facilities into a single application.
Developed by Antom, the platform targets micro, small, and medium-sized enterprises (MSMEs) in Singapore and Malaysia. EPOS360 will be available on iOS and Android in early 2026, launching as a standalone app in Singapore and as a mini app within Touch 'n Go's platform in Malaysia. The service supports five languages: English, Chinese, Bahasa Malaysia, Thai, and Japanese. Antom has reported a significant growth in transaction processing volume, with a 70% year-on-year increase for non-Alipay users in the first ten months of 2025. The company currently operates EPOS, serving over 6,000 merchants in Singapore.
Why It's Important?
The launch of EPOS360 represents a significant advancement in financial technology for MSMEs, providing them with enhanced tools for managing transactions and accessing financial services. By integrating various financial functions into a single platform, Ant International aims to streamline operations for small businesses, potentially increasing their efficiency and reducing costs. The platform's multilingual support and cross-border capabilities could facilitate international trade and expand market reach for these enterprises. This development may also encourage other fintech companies to innovate and offer similar integrated solutions, potentially transforming the landscape of digital payments and financial services for small businesses.
What's Next?
As EPOS360 rolls out, Ant International may focus on expanding its user base and enhancing platform features based on merchant feedback. The company might also explore partnerships with other financial institutions to offer additional services or integrate new technologies, such as AI-driven analytics, to further support business growth. Monitoring the platform's adoption rate and user satisfaction will be crucial for Ant International to refine its offerings and maintain competitive advantage in the fintech sector.
Beyond the Headlines
The introduction of EPOS360 could have broader implications for financial inclusion, particularly in regions where access to traditional banking services is limited. By providing MSMEs with tools to manage finances more effectively, the platform may contribute to economic empowerment and growth in underserved areas. Additionally, the integration of advanced technologies like AI could pave the way for more personalized financial services, enhancing customer experience and fostering innovation in the industry.
