Plan Sponsors Underestimate Chronic Illness Impact on Workforce

What's Happening?

A recent survey conducted by Benefits Canada highlights that Canadian plan sponsors are underestimating the prevalence of chronic illnesses among their employees. The survey reveals that mental health conditions are the most common, affecting 20% of plan members, followed by high cholesterol and hypertension at 14% each. Chronic pain affects 13% and arthritis 12% of the workforce. Notably, 34% of plan members report having multiple chronic conditions. The survey underscores the invisibility of many chronic conditions, making it challenging for employers to recognize and address them effectively. Experts at the 2025 Toronto Benefits Summit emphasized the need for insurers to assist plan sponsors in understanding these conditions to foster a healthier workplace culture.

Why It's Important?

The underestimation of chronic illnesses in the workforce has significant implications for employee well-being and productivity. Chronic conditions can lead to increased absenteeism, reduced performance, and higher healthcare costs for employers. Addressing these issues is crucial for creating supportive work environments and improving employee health outcomes. The survey also highlights gender disparities, with women more likely to experience chronic pain and other conditions. This calls for targeted health benefits and policies that address the unique needs of female employees, potentially leading to more equitable healthcare solutions in the workplace.

What's Next?

Employers and insurers are encouraged to collaborate on developing comprehensive health benefits that address chronic conditions. This includes implementing health-care spending accounts, robust drug plans, and access to healthcare providers focused on women's health. As awareness grows, companies may prioritize data collection and analysis to better understand the health needs of their workforce, leading to more informed decision-making and improved health outcomes.