What's Happening?
Berkshire Hathaway Travel Protection (BHTP) has published its 12th annual State of Travel Insurance (SOTI) Safest Destinations report for 2027. This report, a collaboration between BHTP and Polymath Research + Marketing, identifies the safest countries
and cities for U.S. travelers. For 2027, Canada, New Zealand, and Australia are ranked as the top three safest countries, with Montreal, Zurich, and Amsterdam leading as the safest cities. The rankings are based on a weighted index that incorporates various sources, including the World Health Organization, the Global Peace Index, Numbeo, Economis, the Equaldex Equality Index, the Global Terrorism Index, State Department safety ratings, and GeoSure Global. The research also considers American travelers' firsthand experiences and concerns regarding terrorism, health, safety for underrepresented groups, and weather emergencies. Canada notably moved from fifth to first place, and New Zealand climbed from sixth to second, while Australia maintained a top-three position.
Why It's Important?
This report is significant for U.S. travelers as it provides data-driven insights into global safety, influencing their travel planning and destination choices. The findings can impact the travel industry by highlighting preferred destinations, potentially leading to shifts in tourism trends and resource allocation. For instance, the increased ranking of Canada, New Zealand, and Australia could boost tourism to these countries from the U.S. The report also underscores the ongoing importance of travel insurance, as it is published by a travel insurance provider, suggesting a correlation between perceived safety and the decision to purchase coverage. Travelers, especially those concerned about global uncertainties, may rely on such reports to make informed decisions, affecting their spending on travel and related services like insurance. The inclusion of factors like health concerns and safety for underrepresented groups reflects a broader understanding of 'safety' that goes beyond traditional crime rates, influencing how destinations market themselves to diverse traveler segments.
What's Next?
Travelers are expected to use this report as a guide for their 2027 travel plans, potentially increasing bookings to the top-ranked countries and cities. Travel agencies and tour operators may leverage these rankings in their marketing strategies to attract safety-conscious clients. The report's emphasis on various safety factors, including health and inclusivity, could prompt destinations to enhance their offerings and publicize their safety measures to appeal to a wider range of travelers. Future iterations of the SOTI report will likely continue to track evolving traveler attitudes and global safety landscapes, providing ongoing insights into travel trends. The methodology, which incorporates external indices and past rankings, suggests a continuous refinement of how travel safety is assessed, influencing future reports and potentially leading to new insights into traveler behavior and destination performance.
Beyond the Headlines
The report's findings reflect a deeper trend of travelers seeking predictability and trust in an increasingly uncertain world, as noted by Carol Mueller, Head of Marketing at BHTP. This suggests that beyond economic factors, psychological comfort and a sense of security are becoming paramount in travel decisions. The consistent representation of Europe, Japan, Australia, and New Zealand among the safest destinations indicates a strong, enduring trust in these regions, possibly due to their established infrastructure, healthcare systems, and perceived stability. The report also subtly highlights the evolving definition of 'safety,' moving beyond just physical security to include health preparedness and social inclusivity. This broader perspective could encourage destinations to not only focus on traditional safety measures but also to cultivate environments that are welcoming and secure for all travelers, including underrepresented groups, thereby fostering more responsible and ethical tourism practices globally.













