Beyond Insurance: Building Your Crucial Retirement Medical Fund

SUMMARY

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retirement requires more than just health insurance. a medical contingency fund is crucial to cover gaps like high out-of-pocket costs, policy exclusions, and rising premiums. building this fund through consistent investment, even small amounts, can accumulate significantly over time. aim for a fund equal to at least half your insurance cover (e.g., rs 10-12.5 lakh for a couple) for complete financial security.